Net Worth Tracker Features
Nova combines the best of Mint, YNAB, Personal Capital, and Truebill — plus AI-powered insights and unique features no competitor offers. All in one beautiful, secure financial command center.
Free tier available • Upgrade anytime
12,000+
Bank Connections
11
Asset Types
AI
Powered Insights
256-bit
AES Encryption
Connect everything, stay in command
Securely connect checking, savings, credit cards, and investment accounts from over 12,000 financial institutions via Plaid — set up in under 30 seconds.
Real-time webhook syncing keeps your balances and transactions up to date automatically. Wake up to fresh data every morning.
Guide your net worth growth with interactive charts. Compare daily, weekly, monthly, and yearly trends so you can adjust course fast.
Know exactly where every dollar is allocated across all your accounts and asset types so you can optimize with confidence.
Connect 12,000+ institutions and let Charlie watch over your entire financial life
The most comprehensive multi-asset tracker available
Checking, savings, money market, and CDs — all synced automatically from your bank.
Brokerage accounts, individual stocks, ETFs, mutual funds, and bonds with real-time pricing.
Stay in command of Bitcoin, Ethereum, and thousands of other crypto assets with live market prices.
Keep property values current with automatic quarterly revaluations powered by ATTOM property data.
Know your car's true market value with automatic revaluations via Price Digests — accurate and hassle-free.
Gold, silver, platinum, and other precious metals kept current with live spot prices.
Life insurance cash values, annuities, and other insurance-related assets in one place.
Mortgages, auto loans, student loans, credit cards, and all other debts tracked together.
Link your mortgage to your property to see real-time home equity. Connect auto loans to vehicles, HELOCs to real estate — Nova automatically calculates equity across all linked pairs.
Track wealth across borders with automatic currency conversion for international assets.
401(k), IRA, Roth IRA, pension, and other retirement accounts synced and tracked.
Art, jewelry, collectibles, business equity — track anything valuable with manual entries.
Meet Charlie — your personal AI financial assistant with 30+ specialized tools
More than a chatbot — Charlie has 30+ specialized financial tools powered by machine learning. LSTM neural networks forecast your cash flow, ensemble models predict your net worth trajectory, and contextual AI understands your complete financial picture.
Get a comprehensive financial health score based on your savings rate, debt ratios, emergency fund, and investment diversification with actionable improvement tips.
Let AI analyze your spending patterns and build a personalized budget that actually works — no guesswork required.
Automatically surface unusual spending, hidden fees, and money-saving opportunities you'd otherwise miss.
LSTM neural networks analyze your historical patterns to forecast cash flow 7-90 days ahead. Ensemble models project your net worth trajectory with confidence intervals — real machine learning, not just GPT.
Talk to Charlie naturally with voice interaction powered by ElevenLabs. Ask questions, get insights, and manage your finances hands-free — launching soon.
Charlie AI analyzes your finances with 30+ specialized tools and ML-powered forecasting
Understand your money like never before
Detailed breakdowns of where every dollar goes with category analysis, merchant tracking, and trend comparisons.
Automatic AI-powered categorization of every transaction. Never manually categorize a transaction again.
Catch forgotten subscriptions draining your accounts. Get alerts before bills are due and spot price increases.
Export your financial data anytime. Generate professional PDF reports for lenders, advisors, or your own records.
Add your credit cards with real card images, enter your spending by category, and Nova tells you exactly which card to use for each purchase to maximize your rewards — dining, travel, groceries, gas, and more.
Track your net worth growth with interactive charts and trend analysis
Turn financial dreams into reality
Set savings goals, track progress visually, and get AI-powered projections for when you'll reach each milestone.
Create and manage budgets by category with real-time tracking, alerts when you're close to limits, and month-over-month comparisons.
Become debt-free faster with optimized payoff strategies — avalanche, snowball, or custom — with projected payoff dates.
Project 7 to 90 days into your financial future. Know if you can afford purchases before you make them.
Build lasting financial habits with gamification
Unlock achievements as you hit financial milestones — first positive net worth, emergency fund complete, debt-free status, and more. Celebrate your wins.
Build momentum with tracking streaks. Grow your consistency and stay motivated to check in on your finances regularly.
Hit a new all-time high? Pay off a debt? Nova celebrates with you. Get badges and recognition for real financial progress.
Your financial data deserves military-grade protection
Bank-level encryption protects all data at rest and in transit. Your financial information is encrypted with the same standards used by major banks.
Enterprise-grade security controls, regular audits, and industry-best-practice compliance keep your data safe.
We never see or store your banking credentials. All connections go through Plaid, trusted by millions of users and thousands of apps.
Share your financial picture with a partner or family members securely. Decide exactly what they can access with granular permissions.
Your finances, anywhere you are
Install Nova on your phone like a native app. Fully responsive design works beautifully on any screen size.
Attach receipts, tax documents, property deeds, and other files directly to your accounts and transactions.
Manage assets in any currency with automatic conversion. Perfect for expats, international investors, and digital nomads.
Nova is a Service-Disabled Veteran-Owned Small Business — built with military discipline, integrity, and a mission to serve.
Compare how Nova stacks up against spreadsheets and other financial tracking apps.
| Feature | Nova | Spreadsheets | Other Apps |
|---|---|---|---|
| 12,000+ automatic bank connections | |||
| AI-powered financial insights | Limited | ||
| 11 asset types tracked | Manual | Partial | |
| Automatic property & vehicle revaluations | |||
| Real-time cryptocurrency pricing | Some | ||
| AI budget recommendations | |||
| Cash flow forecasting (7–90 days) | |||
| Subscription detection & tracking | Some | ||
| Comprehensive debt payoff tools | Basic | ||
| Partner/family sharing | Manual | Limited | |
| Credit card rewards optimization | |||
| Asset–liability linking & equity tracking | |||
| No ads or advisor sales pitches | |||
| Veteran-owned (SDVOSB certified) |
Track your net worth, grow your wealth, and make smarter financial decisions with Nova. Start your free 14-day trial today — no credit card required.
Free tier available • Upgrade anytime
